Financial Preparedness: Step 3: Build Your Savings

12/16/2010 • Hey y'all... how's it going with our Dave Ramsey 'Total Money Makeover' steps to financial freedom? Well, once you've got your Emergency Fund established, and then you tackle all of your debt with the Debt Snowball, then it's time for the next step. Step 3: Build a 3 to 6 Month Savings So, if you're working on this step now, that means you have gotten yourself out of debt (perhaps with the exception of your home)! How does it feel??! Well, don't get lax with your spending habits just yet. Stay focused a little longer. This step should be fairly easy to more